About MyInHand

Salary and tax numbers that actually make sense

Built for India's salaried workforce. Free, accurate, and without the clutter that makes most financial tools frustrating to use.

Why We Built This
HR quotes CTC. You live on in-hand.

Every offer letter in India has the same problem. The number at the top -- your CTC -- bears little resemblance to what lands in your account on the 1st of the month. PF, professional tax, income tax, and the employer's own contributions all chip away at it before you see a rupee.

Most salary calculators either get the math wrong (outdated tax slabs, missing cess, incorrect 87A rebate logic) or bury the answer in complexity. MyInHand exists to fix that: give you the exact number, show the full breakdown, and explain why.

Every calculation on this site uses FY 2026-27 tax rules -- new regime slabs, Rs. 75,000 standard deduction, Section 87A rebate up to Rs. 12 lakh taxable income, and 4% health and education cess. We update the moment rules change.

Our Principles
How we build every tool
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Accuracy first
Every formula is verified against the actual Income Tax Act, Payment of Gratuity Act, and EPF rules. We test against real payslips and ITR data.
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No friction
No login. No signup. No email required. No app to download. Open the page, get your answer. That is the entire product.
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Full transparency
We show every step of the calculation -- slabs, deductions, rebates, cess. Not just the final number. You should be able to verify it yourself.
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Works everywhere
Every tool is built to work on mobile, tablet, and desktop. No heavy frameworks. Fast load, instant calculations, offline-capable.
The Tools
8 free calculators for salaried India
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CTC to In-Hand Calculator
Exact monthly take-home from any CTC package. New and old regime, PF options, HRA.
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In-Hand to CTC Reverse Calculator
Know your target take-home. Find the CTC you need to ask for in your next negotiation.
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Salary Hike Calculator
See the actual monthly increase after your appraisal -- not the headline percentage.
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HRA Exemption Calculator
Calculate tax-exempt HRA under Section 10(13A). Metro and non-metro cities.
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Income Tax Calculator
New vs old regime comparison with slab-wise breakdown, 87A rebate, and cess.
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Salary Slip Generator
Generate a professional payslip in seconds. Download as PDF. No watermark.
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Gratuity Calculator
Exact gratuity payout based on years of service. Payment of Gratuity Act formula.
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Salary Benchmark
Compare your pay against market rates for your role and city in India.
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⚠️ Not Financial or Tax Advice
All calculations on MyInHand are for informational and planning purposes only. They are based on standard salary structures and publicly available tax rules for FY 2026-27. Individual tax liability depends on your specific income sources, deductions, exemptions, and circumstances. For filing your ITR or making financial decisions, consult a qualified Chartered Accountant or tax professional. MyInHand does not provide personalised tax advice.
Found an error or have a suggestion?
We take accuracy seriously. If you spot a calculation that looks wrong or have a tool idea, write to us. We read every message.
hello@myinhand.in