Salary Hike Calculator

How much extra actually hits your account

Enter your current CTC and hike percentage. See your new in-hand salary and exactly how much more you get every month after tax. FY 2026-27.

FY 2026-27 UpdatedNew and Old RegimeFree, no login
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15%
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FY 2026-27
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Fill in the details on the left to see your complete hike breakdown.

How Salary Hike Is Calculated in India

Your salary hike percentage is always applied to your total CTC, not your in-hand salary. A 15% hike on a 10 LPA CTC gives a new CTC of 11.5 LPA. However, the actual increase in your monthly bank credit is lower because the additional income is taxed at your marginal rate.

For most salaried professionals in India, a CTC hike of Rs. 1 lakh results in approximately Rs. 55,000 to Rs. 70,000 additional annual in-hand after tax and PF deductions. The exact figure depends on which tax slab your new income falls in.

What Is a Good Salary Hike in India in 2026?

Average salary increments in India for FY 2026-27 are expected to be 9 to 10% for average performers. Top performers typically receive 15 to 20%. IT, fintech, and AI roles are seeing higher hikes. Below 8% is effectively a salary cut after inflation. A job switch typically yields 30 to 50% CTC increase versus 8 to 15% from internal appraisals.

Frequently Asked Questions

Because the additional income is taxed at your marginal rate. If you are in the 20% slab under the new regime, a Rs. 1 lakh CTC increase adds only about Rs. 67,000 to your annual in-hand. At the 30% slab, a Rs. 1 lakh hike adds only about Rs. 57,000 in-hand.
In India, hike is almost always calculated on your total CTC. The employer PF and gratuity components also increase proportionally, but those are not paid to you directly.
Job switches in India typically yield 30 to 50% CTC increases versus 8 to 15% from internal appraisals. If your appraisal hike is below 12% and you have a competing offer, switching is almost always better for total compensation.
Yes, potentially. If your hike pushes your income across key thresholds like Rs. 12.75 lakh, Rs. 15 lakh, or Rs. 20 lakh, recalculate both regimes. This is especially important if your new CTC enters the 20% or 25% slab under the new regime.