In-Hand Salary Breakdown

30 LPA In-Hand Salary India FY 2026-27

Exact monthly take-home for 30 LPA CTC under new and old tax regime. Includes PF, professional tax, and HRA breakdown for metro and non-metro cities.

New Regime · Metro
₹2,03,802/mo
₹24,45,628/year
New Regime · Non-Metro
₹2,03,802/mo
₹24,45,628/year
Old Regime · Metro
₹1,86,902/mo
₹22,42,828/year
Full Salary Breakdown -- 30 LPA (New Regime, Metro, Monthly)
Basic Salary₹1,00,000
HRA (50% of basic)₹50,000
Special Allowance₹93,390
Gross Monthly Salary₹2,43,390
Employee PF-₹1,800
Professional Tax-₹200
Income Tax (TDS)-₹37,588
Monthly In-Hand (Take-Home)₹2,03,802
New Regime vs Old Regime
New Tax Regime
Standard DeductionRs. 75,000
Annual Tax₹4,51,052
Monthly In-Hand₹2,03,802
Old Tax Regime
Deductions ClaimedRs. 2,00,000
Annual Tax₹6,53,852
Monthly In-Hand₹1,86,902

What is the in-hand salary for 30 LPA in India?

For a 30 LPA CTC, your monthly in-hand salary under the new tax regime in a metro city is ₹2,03,802/mo (₹24,45,628 annually). In a non-metro city it is ₹2,03,802/mo due to lower HRA.

The difference between your CTC of 30 LPA and the take-home comes from employer PF (₹1,800/month), gratuity provision, employee PF (₹1,800/month), professional tax, and income tax.

City-wise In-Hand Salary for 30 LPA

City TypeTax RegimeMonthly In-HandAnnual Tax
Metro (Mumbai, Delhi, Kolkata, Chennai)New Regime₹2,03,802₹4,51,052
Non-MetroNew Regime₹2,03,802₹4,51,052
Metro (Mumbai, Delhi, Kolkata, Chennai)Old Regime₹1,86,902₹6,53,852

Frequently Asked Questions

Under the new tax regime in a metro city, 30 LPA CTC gives you ₹2,03,802/mo monthly in-hand (₹24,45,628/year). In non-metro cities it is ₹2,03,802/mo/month. These figures assume statutory PF (Rs. 1,800/month) and 40% basic salary structure.
Under the new tax regime, 30 LPA CTC results in an annual tax of ₹4,51,052 (₹37,588/month). Tax liability starts above Rs. 12.75 LPA gross under the new regime.
For 30 LPA, the new tax regime is better -- it gives ₹2,03,802/month vs ₹1,86,902/month under old regime (assuming Rs. 2L in deductions). The difference is ₹16,900/month.
At 30 LPA with 40% basic structure: Basic salary is ₹1,00,000/month, HRA is ₹50,000/month (50% of basic in metro), and Special Allowance makes up the rest at ₹93,390/month. Gross monthly salary is ₹2,43,390.